Credit Report Basics - Part 2

In our previous article we covered the basics of your Credit Report including: what is a credit report, what information is included in your credit report and why your credit report is so important.

There are 3 main Credit Reporting Bureaus in the United States; Experian, Transunion and Equifax. The majority of credit card companies and loan issuing companies use one or more of these companies to determine whether to approve or deny your application, determine credit limit and also determine the interest rate; they also report ba...