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Credit Cards for Good Credit

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These credit cards are designed for people with good credit. They allow you to take advantage of your good credit by rewarding you with low APRs, no balance transfer fees and other incentives. Browse our directory of

online credit card application

s for good credit.

  • No Annual Fee for the First Year - $95 Thereafter
  • Earn 5,000 Membership Rewards® Bonus Points After Your First Purchase With the Card -- Redeemable for a $50 Gift Card
  • The Membership Rewards® Program also Lets You Transfer Points to 11 Frequent Flyer Programs: 1 Point = 1 Frequent Flyer Mile or Frequent Guest Credit for Most Programs
  • Purchase Protection Plan Protects Eligible Purchases Made with the Card Against Accidental Damage and Theft for up to 90 Days from the Date of Purchase
Rating: 2.0/5 (23 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A N/A N/A 95 N/A

  • No Annual Fee for the First Year - $125 Thereafter
  • Earn 10,000 Membership Rewards® Bonus Points After Your First Purchase with the Card - Redeemable for a $100 Gift Card
  • No Pre-Set Spending Limit
  • The Membership Rewards Program® — Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend. You can Redeem Points for Your Choice of Truly Exceptional Travel, Shopping, and Ent
Rating: 2.5/5 (21 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A N/A N/A 125 N/A

  • For Every New Account That is Opened and Every Purchase Made With the Card, Bank of America Will Make a Contribution to the Rainbow Endowment - at no Additional Cost to You! The Rainbow Endowment is a
  • Earn 1 Point for Every Net Retail Dollar and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash
  • No Annual Fee
  • Online Account Access, Get Up-To-The-Minute Account Information, Schedule Payments Online, Review Statements and Much More
Rating: 1.7/5 (9 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 9.99 19.99 0 N/A

  • The Make-A-Wish Foundation Will Receive .65% of All Net Purchases and a Minimum of $2 Per Open and Activated Account
  • No Annual Fee
  • Optional Mini Card
  • No Balance Transfer Fees for Introductory Rate
Rating: 2.7/5 (20 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
1.9 N/A N/A N/A 0 N/A

  • 0% Introductory APR on Purchases, Balance Transfers, and Cash Advance Checks
  • No Annual Fee
  • No Balance Transfer Fees for Introductory Rate
  • Get a Response in 60 Seconds
Rating: 2.8/5 (19 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A N/A N/A 0 N/A

  • FREE Rewards Program Designed for Hard-Working Union Members
  • Get 2,000 Bonus Points After First Purchase, More than Halfway to a $25 Gift Card
  • Earn 1 Point for Every Dollar Spent Anywhere
  • Earn 2 Points for Every Dollar Spent at Gas Stations, Grocery Stores, and Drug Stores
Rating: 2.9/5 (19 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
1.99 6 13.24 19.99 0 N/A

  • Variable Rates As Low As Prime - 1%
  • No Annual Membership Fee
  • 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
  • 25 Day Grace Period
Rating: 2.0/5 (5 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 6 6.25 7.25 0 N/A

  • Variable Rates as Low as Prime - 1%
  • No Annual Membership Fee
  • 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
  • 25 Day Grace Period
Rating: 2.0/5 (5 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 6 6.25 7.25 0 N/A

  • Fixed Low Rate
  • Best Credit Card Rate in the Country
  • No Fee Balance Transfers
  • 0.0% Introductory APR on All Balance Transfers
Rating: 3.0/5 (22 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 6 6.5 6.5 35 N/A

Rating: 3.1/5 (21 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 6 8 8 0 N/A

Credit Repair Guide - 4-3-2007



We are proud to say that we have decided to release a collection of articles that make our new Credit Repair Guide. This guide is provided free of charge, however we have password protected it to prevent the guide from being distributed without authorization. To get your copy and the password visit our Credit Repair Guide page

Reducing Debt with Debt Management Companies



Debt management is the process of reducing, and eventually getting rid of, any and all outstanding debt by managing assets and coming to agreements with creditors.

Often when debt management is necessary, the one(s) for whom the debt belongs will hire a credit/debt management counselor from a debt management agency to help manage their debts and unpaid credit card bills, loans and other long-due bills. Debt management agencies often consolidate all debts into a combined payment to be made once monthly to the debt management age...
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