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Bank of America Credit Cards

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These credit cards are issued by Bank of America. Browse our selection of credit cards from Bank of America

  • Credit Lines Available From $300 to $10,000
  • Set Your Own Credit Limit
  • Build or Reestablish Your Credit
  • Additional Details & Information
Rating: 4.7/5 (3 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 16.99 21.99 29 N/A

  • 1 EarthSmart Point for Every $1 Net Retail
  • 1,000 EarthSmart Bonus Points with First Transaction
  • 1,000 EarthSmart Bonus Points for Signing up for Paperless Statements
  • For Every Two Base Points Earned Through December 2008, Bank of America Will Make a Matching Contribution of One Additional Point
Rating: 2.2/5 (5 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 12 9.99 9.99 0 N/A

  • *Earn RacePoints(SM) Every Time You Make a Purchase§
  • *Redeem Points for Exclusive NASCAR® Experiences and Collectibles
  • *No Annual Fee
  • *Free Online Account Access
Rating: 4.0/5 (3 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 15.99 19.99 0 N/A

  • Earn WorldPoints With Every Retail Purchase You Make With The Card.
  • No Annual Fee
  • Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers Through Your First Twelve Billing Cycles.
  • Zero Liability For Unauthorized Card Use.
Rating: 2.4/5 (5 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 15.99 24.99 0 N/A

  • *Help Conservation Efforts - With Each Card Purchase, Bass Pro Shops and the National Fish and Wildlife Foundation Will Make a Contribution to Help Conservation Efforts, with a Guaranteed Yearly Contr
  • *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • *No Annual Fee
  • Card Issued by FIA Card Services, N.A.
Rating: 3.3/5 (3 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 13.99 19.99 0 N/A

  • *Get the Card That's a Hit with Baseball Fans!
  • *Get an Official MLB™ Licensed Jersey after Your First Qualifying Transaction(s) Using Your MLB™ Extra Bases™ Credit Card§
  • *Earn 1 Point for Every Net Retail Dollar Spent Redeemable for MLB™ Autographed Memorabilia, Once-in-a-Lifetime MLB™ Experiences, Cash Rewards and Travel with No Blackout Dates§§
  • *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
Rating: 3.3/5 (3 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 15.99 9.99 0 N/A

  • *Earn 1% Cash Back on All Purchases with No Limit to How Much You Can Earn and No Fees to Redeem Your Cash Back Credit
  • *No Annual Fee
  • *100% Fraud Protection
  • *Free Online Account Management
Rating: 2.0/5 (5 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 15.99 19.99 0 N/A

  • *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • *No Annual Fee
  • *Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for Cash, Brand Name Merchandise, Travel with No Blackout Dates, Dining Certificates and More§
  • *100% Fraud Protection
Rating: 3.0/5 (5 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 15.99 19.99 0 N/A

  • *Reward Yourself with a $50 NFLshop.com Gift Card after Your First Qualifying Transaction(s) Using Your NFL Extra Points™ Visa® Credit Card§
  • *No Annual Fee
  • *Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for NFL Merchandise, Tickets, and VIP Passes to NFL Experiences§§
  • *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
Rating: 1.7/5 (3 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 15.99 19.99 0 N/A

  • For Every New Account That is Opened and Every Purchase Made With the Card, Bank of America Will Make a Contribution to the Rainbow Endowment - at no Additional Cost to You! The Rainbow Endowment is a
  • Earn 1 Point for Every Net Retail Dollar and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash
  • No Annual Fee
  • Online Account Access, Get Up-To-The-Minute Account Information, Schedule Payments Online, Review Statements and Much More
Rating: 1.7/5 (9 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 9.99 19.99 0 N/A

  • *Earn 1 Reward Credit for Every $1 You Charge in Net Retail Purchases Anywhere - at the Grocery Store, Mall, Gas Station, Online, Even when You Pay Recurring Monthly Bills
  • *These Reward Credits Will Be Added to Your Total Rewards Account Balance, which Can Also Be Earned by Your Gaming Play at Any Harrah's Operating Company Casino
  • *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Card Issued by FIA Card Services, N.A.
Rating: 2.0/5 (5 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 15.99 19.99 0 N/A

  • *Earn Double Points for Purchases at Participating Merchants§§§§
  • *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • *Earn 1 Point for $1 in Net Retail Purchase(s)§
  • *Get 800 Bonus Points after Your First Qualifying Retail Purchase(s)§§
Rating: 2.5/5 (6 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 15.99 19.99 0 N/A

  • Earn 1 Point for Every Net Retail Purchase Dollar Spent and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash
  • Access to the MyConcierge(SM) Service, a Unique Personal Assistance Service
  • Absolute Fraud Protection Against Unauthorized Use, Online and Offline
  • No Annual Fee
Rating: 2.1/5 (15 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 9.9 19.99 0 N/A

  • 5,000 Bonus Miles Upon First Purchase
  • 1 Mile Awarded for Each Dollar Spent on Eligible Purchases
  • 2 Miles per Every Dollar on Asiana Airlines Ticket Purchases When Using the Card
  • Miles Compatible with Frequent Flyer Programs
Rating: 3.2/5 (17 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
1.9 N/A N/A N/A 80 N/A

  • No Annual Fee
  • Optional Mini Card
  • Choice of Six Card Designs Featuring Anne Geddes Most Loved Artwork
  • Percentage of Every Purchase Made with the Card is Donated to the Anne Geddes Philanthropic Trust
Rating: 3.4/5 (16 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
1.9 N/A N/A N/A 0 N/A

  • Customers Receive an Annual Rebate of 10% of Their Purchase and Balance Transfer Finance Charges
  • No Annual Fee
  • No Balance Transfer Fees for Introductory Rate
  • Discounts on Auto Rentals
Rating: 3.3/5 (16 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A N/A N/A 0 N/A

  • 10,000 Bonus Miles Upon First Purchase and First Minimum Payment
  • One HawaiianMile for Every Dollar Spent
  • Two HawaiianMiles for Every Dollar Spent for Tickets Purchased Directly from Hawaiian Airlines®
  • 50% Discounted Companion Ticket upon Approval
Rating: 2.9/5 (15 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
1.9 N/A N/A N/A 50 N/A

  • Earn 8,000 Points after Your First Qualifying Purchases of $150, Plus Earn Points on All Your Purchases
  • 1.9% Fixed Introductory Annual Percentage Rates (APR) on Purchases and Balance Transfers (Not Cash Advances) for the First 6 Months
  • Earn 15 Points for Every Dollar Spent at Choice Privileges Locations throughout the U.S., Canada, and Mexico, including Comfort Inn®, Comfort suites®, Quality®, Sleep Inn®, Clarion
  • Earn 2 Points Per Dollar on All Other Purchases
Rating: 3.4/5 (16 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
1.9 N/A N/A N/A 0 N/A

  • 20,000 Bonus Miles Upon Approval
  • Miles Compatible with Frequent Flyer Programs
  • Two Miles per Dollar Spent on Alaska Airlines and Horizon Air Tickets and Vacation Packages
  • Up to Five Miles Awarded for Each Dollar Spent at Select Restaurants
Rating: 3.1/5 (14 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A N/A N/A 75 N/A

  • Earn 1,000 Points upon First Use
  • One Point Per Dollar in Net Purchases
  • Earn Up To 75,000 Points Per Year
  • Optional Personal Photo on Card
Rating: 2.6/5 (17 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A N/A N/A 19 N/A

  • Earn 1 Point for Every Net Retail Purchase Dollar
  • Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
  • No Annual Fee
  • Free 24/7 Concierge Service
Rating: 2.9/5 (17 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 9.99 19.99 0 N/A

  • Earn 1 Point for Every Net Retail Purchase Dollar
  • Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
  • No Annual Fee
  • Online Account Access and Point Management
Rating: 2.4/5 (16 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 9.99 19.99 0 N/A

  • Earn One Free Companion Ticket Coupon the First Year, after First Purchase
  • Two Miles for Every Dollar Spent with Mexicana® Airlines
  • 4,000 Welcome Miles for Joining the Frecuenta Program
  • Receive a $99 Companion Ticket Coupon Annually, Thereafter
Rating: 2.6/5 (17 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
1.9 N/A N/A N/A 45 N/A

  • No Annual Fee
  • Customer Communications are Sent in Spanish and English
  • Up To $600 Cash Back Per Year
  • Optional Mini Card
Rating: 2.9/5 (19 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A N/A N/A 0 N/A

  • The Make-A-Wish Foundation Will Receive .65% of All Net Purchases and a Minimum of $2 Per Open and Activated Account
  • No Annual Fee
  • Optional Mini Card
  • No Balance Transfer Fees for Introductory Rate
Rating: 2.7/5 (20 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
1.9 N/A N/A N/A 0 N/A

  • 0% Introductory APR on Purchases, Balance Transfers, and Cash Advance Checks
  • No Annual Fee
  • No Balance Transfer Fees for Introductory Rate
  • Get a Response in 60 Seconds
Rating: 2.8/5 (19 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A N/A N/A 0 N/A

  • Put Your Pet's Picture on Your Card
  • Earn Points toward Veterinary Services, Pet Food Discount Certificates, and Shelter Donations
  • 1 Point for Every Dollar You Spend on Everyday Purchases
  • 500 Bonus Points with Your First Purchase
Rating: 2.9/5 (19 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A N/A N/A 0 N/A

  • Receive a $25 Statement Credit after Qualifying Transactions§§
  • No Cosigner Required
  • No Annual Fee
  • Online Banking Service
Rating: 2.3/5 (19 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A N/A N/A 0 N/A

  • 0% Intro Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • No Annual Fee and the Flexibility to Pay Over Time
  • Redeem Your Points for Travel with No Blackout Dates, Discounts at Hotels, Cash, Brand-Name Merchandise, or Gift Certificates§
  • Earn One Point for Every Net Retail Purchase Dollar§
Rating: 2.5/5 (17 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 9.9 19.99 0 N/A

  • Earn 2 Points for Every $1 in Purchases
  • Earn 13 Points for Every $1 Spent for Qualifying TripRewards® Hotel Stays
  • Redeem Your Points for Hotel Stays, Dining, Shopping, and Auto Rentals
  • No Annual Fee
Rating: 2.7/5 (20 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 9.9 19.99 0 N/A

  • 0% Fixed Intro APR on Purchases and Balance Transfers
  • No Annual Fee
  • Get Cash Back on Purchases - as Much as $600 Per Year
  • Receive 5 Bonus Points with Your Very First Purchase - 1 Point Equals $1 in Rebates
Rating: 2.4/5 (18 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A N/A N/A 0 N/A

  • No Annual Fee
  • Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
  • Earn 1 Point for Every $1 in Net Retail Purchases
  • Absolute Fraud Protection
Rating: 2.7/5 (18 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 9.99 19.99 0 N/A

Credit Repair Guide - 4-3-2007



We are proud to say that we have decided to release a collection of articles that make our new Credit Repair Guide. This guide is provided free of charge, however we have password protected it to prevent the guide from being distributed without authorization. To get your copy and the password visit our Credit Repair Guide page

Credit Report Basics - Part 1



What is your Credit Report?
Why is it so important?


These are a couple of the numerous questions commonly asked about Credit Reports. With the importance of Credit Reports in today's financial dealings it is imperative that a person knows the answers to the questions posed above.

So what is your Credit Report? Simply put, your Credit Report is a report card of your financial standing. If you have never actually seen your credit report you might be in for a bit of a shock at the amount of detailed infor...
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