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Cash/Retail Rewards Credit Cards

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  • Earn One INSIDE(SM) Rewards Point for Virtually Every Eligible Dollar You Spend in New York City
  • Points have No Expiration Date and You Can Redeem Points for Rewards in New York
  • 0% APR for 6 Months
  • No Annual Fee
Rating: 3.2/5 (17 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 6 11.24 22.24 0 N/A

  • Earn One INSIDE(SM) Rewards Point for Virtually Every Eligible Dollar You Spend, whether You're in Chicago or Not
  • Points have No Expiration Date and You can Redeem Points for Rewards in Chicago, New York and Los Angeles
  • 0% APR for 6 Months
  • No Annual Fee
Rating: 2.4/5 (17 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 6 11.24 22.24 0 N/A

  • Earn One INSIDE(SM) Rewards Point for Virtually Every Eligible Dollar You Spend, whether You're in Los Angeles or Not
  • Points have No Expiration Date and You Can Redeem Points for Rewards in Los Angeles, Chicago and New York
  • 0% APR for 6 Months
  • No Annual Fee
Rating: 3.2/5 (16 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 6 11.24 22.24 0 N/A

  • No Pre-Set Spending Limit
  • Get $50 after Your First Purchase
  • Earn a Competitive Annual Percentage Yield (APY), Currently 4.50% (Variable Rate As of 12/4/2007)
  • Never Pay Interest on New Purchases
Rating: 3.1/5 (30 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 13.24 N/A 35 N/A

  • Membership Rewards Express(SM) program
  • 0% APR on Purchases for Up To 15 Months
  • No Annual Fee
  • Low Balance Transfer APR - 4.99% Fixed APR for the Life of the Balance
Rating: 2.4/5 (23 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 15 12.24 22.24 0 N/A

  • Start Out with a Great Wedding Gift - 5,000 Membership Rewards® Points the First Time You Use the Card, which Can Be Redeemed for a $50 Gift Card
  • Earn an Additional 10,000 Bonus Points when You Spend over $15,000 on the Card Annually
  • Track All of Your Wedding-Related Expenses with the Card on One Monthly statement
  • No Annual Fee. Pay over Time or in Full
Rating: 2.1/5 (14 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 11.24 22.24 0 N/A

  • Start Out with a Great Nest-Warming Gift - 5,000 Membership Rewards® Points the First Time You Use the Card, which Can Be Redeemed for a $50 Gift Card
  • Earn an Additional 10,000 Bonus Points when You Spend over $15,000 on the Card Annually
  • No Annual Fee. Pay over Time or in Full
  • Exclusive Welcome Gift: The Nest Planning Kit, Filled with Many Helpful Items to Get the Two of You Started Including The Nest Planning Binder, Designed to Help You Organize and Manage Home Expenses a
Rating: 2.5/5 (15 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 11.24 22.24 0 N/A

  • No Fees of Any Kind. No Annual Fee, No Late Fees, No Over-Limit Fees, No Balance Transfer Fees, No Cash Advance Fees
  • Automatic Rewards. You'll Get an American Express Branded Shopping Card Worth $25 Delivered Straight to Your Door Every Time You Spend $2,500
  • Flexible Payment Terms. You Can Pay in Full, or Carry a Balance. The Choice is Yours
  • No Annual Fee and 0% Intro APR for Up to 12 Months
Rating: 2.4/5 (5 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 12 13.24 22.24 0 N/A

  • 1 EarthSmart Point for Every $1 Net Retail
  • 1,000 EarthSmart Bonus Points with First Transaction
  • 1,000 EarthSmart Bonus Points for Signing up for Paperless Statements
  • For Every Two Base Points Earned Through December 2008, Bank of America Will Make a Matching Contribution of One Additional Point
Rating: 2.2/5 (5 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 12 9.99 9.99 0 N/A

  • Earn WorldPoints With Every Retail Purchase You Make With The Card.
  • No Annual Fee
  • Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers Through Your First Twelve Billing Cycles.
  • Zero Liability For Unauthorized Card Use.
Rating: 2.4/5 (5 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 15.99 24.99 0 N/A

  • *Earn 1% Cash Back on All Purchases with No Limit to How Much You Can Earn and No Fees to Redeem Your Cash Back Credit
  • *No Annual Fee
  • *100% Fraud Protection
  • *Free Online Account Management
Rating: 2.0/5 (5 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 15.99 19.99 0 N/A

  • *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • *No Annual Fee
  • *Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for Cash, Brand Name Merchandise, Travel with No Blackout Dates, Dining Certificates and More§
  • *100% Fraud Protection
Rating: 3.0/5 (5 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 15.99 19.99 0 N/A

  • *Earn 1 Reward Credit for Every $1 You Charge in Net Retail Purchases Anywhere - at the Grocery Store, Mall, Gas Station, Online, Even when You Pay Recurring Monthly Bills
  • *These Reward Credits Will Be Added to Your Total Rewards Account Balance, which Can Also Be Earned by Your Gaming Play at Any Harrah's Operating Company Casino
  • *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Card Issued by FIA Card Services, N.A.
Rating: 2.0/5 (5 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 15.99 19.99 0 N/A

  • *Earn Double Points for Purchases at Participating Merchants§§§§
  • *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • *Earn 1 Point for $1 in Net Retail Purchase(s)§
  • *Get 800 Bonus Points after Your First Qualifying Retail Purchase(s)§§
Rating: 2.5/5 (6 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 15.99 19.99 0 N/A

  • Earn 1 Point for Every Net Retail Purchase Dollar Spent and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash
  • Access to the MyConcierge(SM) Service, a Unique Personal Assistance Service
  • Absolute Fraud Protection Against Unauthorized Use, Online and Offline
  • No Annual Fee
Rating: 2.1/5 (15 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 9.9 19.99 0 N/A

  • No Annual Fee
  • Optional Mini Card
  • Choice of Six Card Designs Featuring Anne Geddes Most Loved Artwork
  • Percentage of Every Purchase Made with the Card is Donated to the Anne Geddes Philanthropic Trust
Rating: 3.4/5 (16 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
1.9 N/A N/A N/A 0 N/A

  • Customers Receive an Annual Rebate of 10% of Their Purchase and Balance Transfer Finance Charges
  • No Annual Fee
  • No Balance Transfer Fees for Introductory Rate
  • Discounts on Auto Rentals
Rating: 3.3/5 (16 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A N/A N/A 0 N/A

  • Earn 1 Point for Every Net Retail Purchase Dollar
  • Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
  • No Annual Fee
  • Free 24/7 Concierge Service
Rating: 2.9/5 (17 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 9.99 19.99 0 N/A

  • Earn 1 Point for Every Net Retail Purchase Dollar
  • Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
  • No Annual Fee
  • Online Account Access and Point Management
Rating: 2.4/5 (16 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 9.99 19.99 0 N/A

  • No Annual Fee
  • Customer Communications are Sent in Spanish and English
  • Up To $600 Cash Back Per Year
  • Optional Mini Card
Rating: 2.9/5 (19 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A N/A N/A 0 N/A

  • Put Your Pet's Picture on Your Card
  • Earn Points toward Veterinary Services, Pet Food Discount Certificates, and Shelter Donations
  • 1 Point for Every Dollar You Spend on Everyday Purchases
  • 500 Bonus Points with Your First Purchase
Rating: 2.9/5 (19 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A N/A N/A 0 N/A

  • 0% Intro Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • No Annual Fee and the Flexibility to Pay Over Time
  • Redeem Your Points for Travel with No Blackout Dates, Discounts at Hotels, Cash, Brand-Name Merchandise, or Gift Certificates§
  • Earn One Point for Every Net Retail Purchase Dollar§
Rating: 2.5/5 (17 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 9.9 19.99 0 N/A

  • 0% Fixed Intro APR on Purchases and Balance Transfers
  • No Annual Fee
  • Get Cash Back on Purchases - as Much as $600 Per Year
  • Receive 5 Bonus Points with Your Very First Purchase - 1 Point Equals $1 in Rebates
Rating: 2.4/5 (18 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A N/A N/A 0 N/A

  • No Annual Fee
  • Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
  • Earn 1 Point for Every $1 in Net Retail Purchases
  • Absolute Fraud Protection
Rating: 2.7/5 (18 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 9.99 19.99 0 N/A

  • Earn 1 Point for Every Dollar in Purchases
  • 1,000 Bonus Points with Your First Purchase
  • Intro 0% Fixed APR for Up To 12 Months
  • No Annual Fee
Rating: 2.3/5 (12 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 12 13.24 23.24 0 N/A

  • Earn Up To 3 Points Per Dollar Spent on Home Improvement - That's a Full 3% Cash Back
  • Redeem 2,500 Points for Either a $25 Gift Card or Gift Certificate, or a $25 Check
  • Participate in a Sweepstakes Opportunity that Will Get You Closer to Your Dream Home
  • Receive Exclusive Tips from the Experts
Rating: 2.9/5 (9 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 6 13.24 23.24 0 N/A

  • Earn 1 Point for Every Dollar Spent
  • Earn Airline Tickets, Hotel Stays, or Car Rentals
  • 0% Introductory APR for Up To 12 Months on Purchases and Balance Transfers
  • No Annual Fee
Rating: 2.6/5 (48 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 12 13.24 23.24 0 N/A

  • Earn 4 Points Per $1 Spent on Eligible Purchases at Toys"R"Us and Babies"R"Us with The New Toys"R"Us and Babies"R"Us MasterCard
  • Earn 1 Point Per $1 Spent on Your Eligible Everyday Purchases Like Gas and Groceries Made Everywhere MasterCard Credit Cards are Accepted
  • Get a 10% Savings Reward Certificate, for Any Toys"R"Us & Babies"R"Us Location, when You Earn 1,000 Points. You Can Receive up to Two Certificates Per Month
  • 0% Introductory APR for up to 6 Months on the Toys"R"Us and Babies"R"Us MasterCard
Rating: 2.5/5 (13 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 6 14.24 23.24 0 N/A

  • Get 1,500 Bonus Points after First Use
  • Earn 1 Sony Reward Point for Every $1 You Spend - On Everyday Purchases
  • Earn 3 Sony Reward Points for Every $1 You Spend - On Any Sony Product when Purchased from an Authorized Sony Retailer
  • Earn 5 Sony Reward Points for Every $1 You Spend - at SonyStyle.com and Sony Style® Stores
Rating: 2.4/5 (11 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 12 13.24 21.99 0 N/A

  • The Card is a Reloadable Starbucks Card and a Visa® Credit Card
  • Earn Starbucks "Duetto™ Dollars" with Every Purchase
  • Get $10 Duetto™ Dollars with the Starbucks Card Account after the First Purchase
  • Qualify for Additional Starbucks Rewards and Benefits When Using the Starbucks Card Account
Rating: 2.7/5 (11 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 6 14.24 23.24 0 N/A

  • 1,000 3.2.1 Bonus Points with Your First Qualified Purchase
  • 3 Points for Every $1 Spent at Borders®, Borders Express, Borders.com, Waldenbooks®, and Waldenbooks.com
  • 2 Points for Every $1 Spent on Eligible Gas, Dining, and Grocery Purchases
  • 1 Point for Every $1 Spent Anywhere Else
Rating: 2.5/5 (12 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 6 14.24 23.24 0 N/A

  • Earn 1,500 Bonus Points after Your First Purchase with Your Amazon.com Visa Card
  • Free Rewards that Come Quickly, Easily, and Automatically
  • Earn 3 Reward Points for Every Dollar Spent at Amazon.com
  • Earn 1 Reward Point for Every Dollar Spent on Purchases Elsewhere
Rating: 2.2/5 (12 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 16.24 23.24 0 N/A

  • Receive $50 after You Make Your First Purchase
  • 3% Cash Back in Your Top 3 Everyday Spending Categories
  • 1% Cash Back for Every $1 You Spend on All Other Purchases
  • Receive an Extra $50 Each Time You Save and Redeem $200 in Rewards
Rating: 2.8/5 (8 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 17.24 23.24 0 N/A

  • 0% Intro APR*
  • The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
  • No Annual Fee
  • Flexible Rewards Program: Earn One Point Per Dollar Spent. Redeem for Your Choice of Cash Back, Merchandise, Travel or Gift Cards
Rating: 2.2/5 (10 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 12 13.24 23.24 0 N/A

  • 0% Intro APR for Up To 12 Months* on Purchases and Balance Transfers*
  • The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
  • No Annual Fee
  • FREE Online Account Access
Rating: 2.9/5 (11 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 12 13.24 23.24 0 N/A

  • 5,000 Bonus Points after First Purchase
  • No Annual Fee
  • 2 Points Per $1 Spent on Amtrak® Purchases
  • 1 Point Per $1 Spent Everywhere Else
  • Currently 1.67/5
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