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Travel/Hotel Rewards Credit Cards

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  • Earn Points on Everything You Buy With the Card
  • Redeem Points to Save on Any Airline, Hotel, Rental Car or Cruise - Up to $100 Off for Every 7.500 Points
  • Earn 1 Point for Every Dollar You Spend
  • Travel Anytime: No Blackout Dates or Restrictions
Rating: 2.8/5 (18 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 6 12.24 22.24 0 N/A

  • Earn 10,000 Starpoints® with Your First Purchase - Enough for Up To 3 Free Nights at a Category 1 or 2 Hotel
  • Earn 15,000 Bonus Starpoints® After You Spend $15,000 In 6 Months
  • Winner "Best Affinity Credit Card" at the 19th Annual Freddie Awards -- Voted on by Frequent Travelers
  • Use Starpoints® for Free Nights and Upgrades at over 825 Participating Starwood Hotels and Resorts in 95 Countries
Rating: 3.4/5 (18 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
2.9 6 17.24 22.24 45 N/A

  • Earn 8,000 Points after Your First Qualifying Purchases of $150, Plus Earn Points on All Your Purchases
  • 1.9% Fixed Introductory Annual Percentage Rates (APR) on Purchases and Balance Transfers (Not Cash Advances) for the First 6 Months
  • Earn 15 Points for Every Dollar Spent at Choice Privileges Locations throughout the U.S., Canada, and Mexico, including Comfort Inn®, Comfort suites®, Quality®, Sleep Inn®, Clarion
  • Earn 2 Points Per Dollar on All Other Purchases
Rating: 3.4/5 (16 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
1.9 N/A N/A N/A 0 N/A

  • Earn 1,000 Points upon First Use
  • One Point Per Dollar in Net Purchases
  • Earn Up To 75,000 Points Per Year
  • Optional Personal Photo on Card
Rating: 2.6/5 (17 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A N/A N/A 19 N/A

  • Earn 2 Points for Every $1 in Purchases
  • Earn 13 Points for Every $1 Spent for Qualifying TripRewards® Hotel Stays
  • Redeem Your Points for Hotel Stays, Dining, Shopping, and Auto Rentals
  • No Annual Fee
Rating: 2.7/5 (20 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A N/A 9.9 19.99 0 N/A

  • 5,000 Bonus Points After Your First Purchase Using The Card
  • Earn 3 Points For Every $1 Spent When You Book Any Cruise Through SeaMiles® or One of Their Designated Travel Agents
  • Earn 1 Point For Every $1 Spent On All Other Purchases
  • Redeem on Any Cruise Line...Any Time. No Blackouts! No Restrictions! No Fees!
Rating: 1.7/5 (3 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 6 16.24 23.24 0 N/A

  • Earn 2 Miles for Every 1 Dollar in Travel Purchases
  • Earn 1 Mile for Every 1 Dollar in Net Purchases
  • Annual Rewards Fee of $29
  • Redeem for Airline Tickets, Cash, Gift Cards and More!
Rating: 3.0/5 (1 vote cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 12 17.24 23.24 0 N/A

  • Book Any Travel, Anytime with No Blackout Dates or Restrictions
  • Double Miles On Up to $3,000 in Travel and Restaurant Purchases Each Year
  • 1 Mile for Every $1 on All Your Other Purchases
  • Unlimited Miles that Never Expire*
Rating: 3.6/5 (18 votes cast)
Intro Rate Intro Period Purchase APR Cash Adv APR Annual Fee Credit Required
N/A 6 10.99 23.99 0 N/A

Credit Repair Guide - 4-3-2007



We are proud to say that we have decided to release a collection of articles that make our new Credit Repair Guide. This guide is provided free of charge, however we have password protected it to prevent the guide from being distributed without authorization. To get your copy and the password visit our Credit Repair Guide page

Reducing Debt with Debt Management Companies



Debt management is the process of reducing, and eventually getting rid of, any and all outstanding debt by managing assets and coming to agreements with creditors.

Often when debt management is necessary, the one(s) for whom the debt belongs will hire a credit/debt management counselor from a debt management agency to help manage their debts and unpaid credit card bills, loans and other long-due bills. Debt management agencies often consolidate all debts into a combined payment to be made once monthly to the debt management age...
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